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Antitrust Document
Code of Ethics
Constitution and By-Laws
The objective of the Philadelphia Loss
Conference is to advance and educate Property Loss adjusters, promote good
relations and provide an exchange of information and ideas between all those
associated with the adjustment of property claims. We accomplish this mission
through monthly dinner meetings and a yearly meeting with all claims
associations who are members of the Pennsylvania Claims Association.
Benefits received through membership with the
Philadelphia Loss Conference include; Educational Dinner Meetings, networking
with other Property Claims Adjusters, experts in Cause & Origin Investigation,
Restoration, Private Investigators and Forensic Accountants just to name a few.
Staying current in regards to Property Loss
Adjusting requires constant effort. The Philadelphia Loss Conference attempts to
meet that demand by continually offering experts in their fields to speak at our
meetings. At all of our meetings speakers communicate new information and
provide their expertise and knowledge in order to inform and educate our members
to meet the continuing demands of Property Loss Adjusting.
We continually seek and welcome new members.
Please utilize our on-line application and include the name of one existing
member as your sponsor.
A Recollection of the History of the Philadelphia Loss
Conference.
(With parenthetical commentary)
Back
in the day, which would be about 1979-1980, I applied and gained admittance to
the Philadelphia Loss Conference, a well-respected local organization of
insurance company personnel and independent adjusters involved in the handling
of property losses.
First, a very brief synopsis. Benjamin Franklin founded the Philadelphia
Contributionship in 1752. In 1929, Prentice B. Reed, Sr., first published
"Adjustment of Property Losses". (This is still the requisite text if you
are serious about learning the business.) At that time, it was recognized that
property insurance is a different animal from casualty. (This distinction has
been lost on some of today's insurers in regards to adjustments.) The New York
Standard Fire Insurance Policy was revised in 1943 to include the perils of
lightning and removal. (The industry has not looked backed since.) Fire and
Allied lines came next. (Allied because of WWII?) Standardization of policy
forms occurred and then property and casualty lines merged into multiple-line
policies. MIC policies were the precursors of the Homeowners program that
started in 1958. On the commercial side, specific policies had been required for
different types of perils, both property and casualty. The Special Multi-Peril
Policy brought together many of these coverages. Business Interruption coverage
emerged. (And the beat goes on.)
For every new policy written, losses occur that need to be adjusted. But what if
the loss involves an unprecedented type of claim. How does the adjuster approach
interpreting the policy and determining the covered amount of loss? I suspect
the ever-growing number of policies with expanding coverage led to the founding
of the Philadelphia Loss Conference where like-minded professionals could share
ideas and resources.
When I was introduced to the Philadelphia Loss Conference, the majority of
insurance companies, and a number of independent adjusting firms were located in
what now would be described as East Philadelphia (between Market and Walnut,
bordered by 2nd & 8th). Also, most public adjusting firms were in the same
vicinity. (All five of them?) Therefore, the monthly luncheon meeting at the
Downtown Club of the Public Ledger Building was a short walk for most members.
After cocktails and lunch, the meeting began with strict adherence to Robert's
Rules of Order. A speaker as has continued today usually presented a topic of
interest, with discussion following. Back then, the insurance companies fully
supported attendance of adjusting staff since it increased their knowledge in
the property loss field. Also, in a difficult
business, having someone know exactly what you are going through leads to a
lightening of the load and a welcome camaraderie. (I can only sympathize for
today's company field adjuster isolated in his basement with only a laptop,
phone and fax. On behalf of all members, you would do yourself well to join our
organization.) I served as president for several terms and continue to be a
member. It has been a worthwhile experience.
John P. Kosherzenko
McShea Associates Inc.
47 Marchwood Road Suite 2A11
Exton, PA 19341-1837
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Eugene Angiolillo, SCLA
President
Philadelphia Insurance Company
One Bala Plaza
Suite 100
Bala Cynwyd, PA 19004
610-538-2567
610-227-2194 - fax
E-mail - GAngiolillo@phlyins.com
Robert Murtin
Vice President
McBrearty & Associates, Inc.
95 Almshouse Road
Suite 101
Richboro, PA 18954
215-322-6255
215-322-8586 - fax
E-mail - robertmurtin@mcbreartyassoc.com
James A. Mellon, Jr. CR
Secretary
Mellon Certified Restoration
436 South Lansdowne Avenue
Yeadon, PA 19050
610.622.5860
610.622.1208 - fax
E-mail - jmellon@melloncr.net
Edward Flanagan
Chief Boatswains Mate
President of Allied Salvors
1268 Woodsview Drive
Boothwyn, PA 19061
610.358.3001
E-Mail - eflanagan@alliedsalvors.com
Dan Wright
Treasurer
Kriegstein, Kim & Wright, P.C.
111 South Independence East
Philadelphia, PA 19106
215. 928.0223
215.928.0429 - fax
www.kkwcpa.com
E-mail - dan@danielwrightcpa.com
Carolyn Dezzi
PLC Representative
Mellon Certified Restoration
436 S Lansdowne Avenue
Yeadon, PA 19050
610-622-5860
610-622-1208 - fax
E-Mail - cdezzi@melloncr.net
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Ace - Frank Bayer
ARTEC, Inc. - Robert Neef
Barclay Contracting - Cheryl Spinosa
DelCnty Janitorial & Fire Rest - James Sandone, Jr
DelCnty Janitorial & Fire Rest - James Sandone, Sr
DelCnty Janitorial & Fire Rest - Robert Smith
Eastern Recovery - Bill Conley
Fabric Restoration Service Team - Arthur Weiss
Fairplan Insurance Co. - Patrick Murphy
Foley Adjusters - Dick Foley
GAB Robins - Kim Mertens
Intelysis Corp - David L. Ziegler
J.B. Kipphut & Associates - Joel Kipphut
J.R. Foley Associates - James Foley
James C Drucker, P.E. - James Druecker
John’s Eastern Company – Eric J. Schuster
Keystone Restoration - Brian Durnin
Kriegstein, Kim, & Wright - Dan Wright
Loftus Adjustment Service - Frank Loftus
Longhorne Adjustment - Bob Zackowski
Mark 1 Restoration Service, Inc- Alan Dathe
Mark 1 Restoration Service, Inc - Den Robinson
Mark 1 Restoration Service, Inc. - Andrea Clark
Massa-McClure & Co. - Mark Massa
McBrearty & Associates - John McBrearty
McBrearty & Associates - Robert Murtin
McHenry Adjustment - John McHenry
McShea Associates - Paul Kosherzenko
McShea Associates - John Kosherzenko
McShea Associates - Bill McCracken
McShea Associates - Glenn Ritter
Mellon Certified Restoration - James A. Mellon, Jr.
Paul Zamrowski Associates - Paul Zamrowski
Paul Zamrowski Associates - Paul Zamrowski, Jr.
Peerless Insurance - Will Kirk
Phillip E.Sbar, Esq. - Phillip Sbar
Plick and Associates - Forensic Engineers
Salvors & Appraisers - Ed Flanagan
Stackhouse Adjustment - Mark Stackhouse
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